Accident Injury Lawyers
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10 Key Factors About New York Accident Lawyer You Didn’t Learn At School
A New York Accident Lawyer Can Help You Understand the No-Fault Insurance System
New York City is a city where car accidents are common. Although the majority of them are just fender benders, some can cause serious injuries. Injured parties should call 911 and seek medical attention right away.
A New York car accident lawyer can assist victims with their legal issues following the crash. They can help victims obtain compensation for medical expenses and lost income.
No-fault Insurance
New York is a no-fault insurance state which means that drivers passengers, pedestrians and bicyclists are automatically protected by their own auto insurance policies for medical, lost wages, and other incident-related expenses. This has helped protect those who have been injured in car accidents from having to pay out-of-pocket costs. However, it is important that you understand what it means.
To be eligible for No-Fault Insurance, you must meet some requirements. First and foremost you must have been injured in a motor vehicle accident that took place in the state of New York. You must be a driver, a passenger or pedestrian in the insured vehicle. The injured person must be treated in an accredited hospital or provider. In addition you must have suffered an “serious injury.”
New York State Insurance Law defines serious injuries as permanent impairment of function or disfigurement. All of these are serious and can have a negative impact on the victim’s life. If you’ve been injured in an New York car accident, an experienced New York injury attorney can assist you in getting the compensation you deserve.
After a serious auto accident An attorney can assist you in a number of ways. They can help you understand your legal options, conduct an extensive investigation, and negotiate with your insurance company. They may also bring a lawsuit to court on behalf of you against the driver responsible for the crash.
After a serious car accident you could be faced with huge medical bills, lost wages, and other expenses. No-fault insurance can help with these costs and other expenses, so you should seek treatment after a crash, even if you feel okay.
If you cannot return to work due to an injury, no-fault insurance will pay up to $2,000 for lost wages per month. It can also cover a large portion of your out-of-pocket expenses which includes the cost of household assistance.
Insurance companies often schedule an IME (Independent Medical Examination) or EUO, or Exam Under Oath. You must be present at these appointments, because failing to do so could result in the denial of benefits retroactively.
Purely faults of a comparative nature
In many cases of car accidents the plaintiffs could be held to be fully or partially responsible for the accident. The law permits the injured party to claim damages based on the proportion of blame that can be attributable to them. This is referred to as pure comparative fault. Pure comparative fault is distinct from modified comparative fault which caps the amount of fault that a claimant can be deemed to have in order to disqualify them from financial compensation. Modified comparative fault states typically have a range of 49 to 51 percent.
In a car accident case the plaintiff’s legal liability for the accident rests on proving two things that are causation and negligence. Negligence refers to breaking a law or acting in reckless disregard. The causality is the manner the negligence caused the injury. To establish legal liability plaintiffs must also prove economic losses, such as medical expenses, lost income, and travel expenses, caused by their injuries. Non-economic losses include emotional trauma as well as suffering and pain.
New York is one of the 13 states with pure comparative fault laws, which means that the injured party may still pursue recovery even in the event that they are partly at the fault. If the claimant is found more than 50 percent responsible, they are barred from claiming damages. In this situation, it’s important to consult with a reputable attorney.
Comparative fault is applicable to nearly any personal injury or wrongful death case where a victim (or the descendants of the deceased) has suffered emotional or physical injuries. The concept of comparative fault is more complex in cases of wrongful deaths.
The concept of comparative fault is crucial to know when making an action for compensation following an accident in New York. Your lawyer will work with insurance companies to get you the maximum amount of compensation for your injuries.
In addition, if you have multiple defendants in your case, the concept of joint and several liability could be applicable. This is a method that divides the judgment between all defendants if the jury determines that you are jointly and severally liable for the incident. This is a great method to ensure that you receive the maximum amount of compensation for your injuries.
Tactics of the Insurance Company
The aftermath of a car crash can be as stressful. Injured victims are often faced with medical bills, loss of income due to inability to work, and physical pain. Rent and other costs of daily living are also a problem. The last thing they want is to be sucked into the stalling tactics of an insurance company that is trying to get them to accept a low settlement offer.
Insurance companies are in business to earn money. They accomplish this by denial or cutting your claims. Insurance representatives will use any method to stop you from receiving the amount you deserve. This is why it’s essential to work with a New York car accident lawyer to level the playing field. The lawyers at Mirman Markovits & Landau PC are experienced in fighting for the rights of car accident victims. Our attorneys will stand up to insurance companies and their sneaky tactics.
To save money insurance companies will do everything they can to delay or derail your claim. They also try to avoid liability by arguing that the injuries are not directly related to the crash or that they do not require treatment. They might even claim that the accident was caused by a previous medical condition.
In some cases the insurance adjuster might offer a settlement that seems reasonable. This is a common tactic that many people fall prey to. The offer is significantly less than the amount you’ll need to pay in order to cover medical expenses and other damage.
The law in New York requires all drivers to carry no-fault insurance coverage. It is not uncommon for drivers to sustain injuries when driving a vehicle of another or in their vehicle. Distracted driving, reckless driving and speeding are some of the most frequent causes of accidents. Distracted driving is when a driver is using a device to send or receive text messages, makes phone calls or listens to music behind the wheel. Distracted driving can cause drivers to lose control of their vehicles and result in serious crashes. Other causes of crashes include drunk driving, road conditions, and weather.
Reckless driving
If you’ve been injured in a car crash caused by reckless driving, you may be entitled to compensation. A New York City reckless driving accident lawyer can assist you determine the cause of the accident and identify all parties that could be responsible for your injuries and losses. They could also make a claim or lawsuit against the driver to recover damages.
The New York criminal code defines reckless driving as the act of operating an automobile in a manner that endangers the lives and safety of other drivers and pedestrians on bicycles. In order to convict someone of this crime the police officer must demonstrate more than mere negligence or recklessness. This means that the police officer must prove that the driver was aware that their actions could cause an accident or put others at risk.
In certain instances, even a minor traffic offense can be considered a form of reckless driving in New York. For example driving at the red light or stopping sign could result in a serious accident and injury. If a driver is caught driving recklessly, he or she may be convicted of misdemeanor charges and face fines or jail time.
Incorrect driving can cause serious injuries to pedestrians, other drivers, and bicyclists. A conviction for this type of offense could result in the addition of points to your license as well as substantial fines. This could cause driver’s insurance rates to rise substantially. It is important to hire an attorney in New York who will ensure that the driver is held accountable in a fair manner.
The laws regarding reckless driving in New York are very strict and can result in significant penalties, including fines and imprisonment. The severity of a penalty is contingent on a variety of factors, such as the severity of the accident and whether there were aggravating circumstances. A conviction for reckless driving can also result in suspension of a driver’s license.
A seasoned reckless accident lawyer will know how to investigate the causes of a crash and gather evidence to show your innocence. The evidence could include witness statements and phone records to look for distracted driving, photographs and videos from the scene of the crash as well as official medical reports and toxicology reports. They will file and defend lawsuits or insurance claims to secure the highest compensation for your injuries.